Critical Illness Policies

An illness or injury can happen to anyone, anytime—and when it does, everyday expenses may suddenly seem insurmountable. Fortunately, a Lump Sum Critical Illness insurance policy can help with those everyday expenses, so all you have to focus on is getting well.

Why a Lump Sum Critical Illness may be the right choice for you:

A lump sum benefit is paid directly to you upon diagnosis of having had a critical illness event. Benefits include a subsequent critical illness event benefit with no lifetime maximum if you have a recurrence or another critical illness later in life. There are no deductibles, copayments, or network restrictions—you choose your own medical treatment provider.

Critical Illness events covered by the Lump Sum Critical Illness policy include:

  • Coma
  • End-Stage Renal Failure
  • Heart Attack
  • Major Human Organ Transplant
  • Paralysis
  • Stroke